AMIO Friend

Terms of service provided by Visa/Mastercard payment systems may be changed by organizations.

The terms of services and promotions of Visa/Mastercard payment system can be found here - Visa, Mastercard

Other terms for accounts/cards opened within the package are determined according to the "Rates for services provided by AMIO BANK CJSC to individuals". The terms of other services not included in the package, according to AMIO BANK CJSC, are applicable to these services.

After activating the package, at the end of each calendar quarter the requirement to fulfill the conditions of the package is checked. If the conditions are met, a quarterly service fee in the amount of 500 AMD will be charged, if the conditions are not met, a quarterly service fee will be charged in the amount of 1500 AMD.

The average monthly salary turnover on accounts/cards in the client’s bank for the last 3 months must be at least 150,000 AMD.

The package can only be provided to individual residents.

In the scope of package, the quarterly commission is charged after the end of the calendar quarter, during the following month.

If there is no balance on the client’s dram account, commissions within the package are charged from the client’s other accounts opened in the Bank (in case of accounts in foreign currency, conversion is carried out at the Bank’s non-cash rate on the day of treatment). If there is no positive balance in the client’s bank accounts and it is impossible to charge the corresponding commissions (if it is impossible to charge more than 4 times for quarterly payments, as well as a one-time payment continuously for 2 months), the Bank has the right to terminate the package by establishing the Bank’s current tariffs.