Thanks to years of dedication and the unwavering trust of our clients, AMIO Bank has achieved this remarkable milestone. We offer not only competitive deposit interest rates but also flexible, client-centered terms tailored to meet your needs. Exclusive Benefits with AMIO Mobile Special deposit terms are available in the AMIO Mobile application. Clients can enjoy preferential interest rates when making deposits via the app. A Variety of Deposit Products Our deposit options include:

Flexible possibilities for deposit amount replenishment and/or reduction.

Multiple interest payment options: upfront, monthly, or at the end of the term.

Early termination options.

Interest capitalization (adding earned interest to the principal) for all deposit types.

Additional Benefits for AMIO Bank Depositors

Free Visa or Mastercard cards.

Preferential interest rates for loyal clients with AMIO Pro and AMIO Exclusive packages.

Priority service at the Bank’s branches.

Professional Financial Advice The AMIO Bank team is always ready to provide expert financial advice to help you choose the best investment options.

Discover our deposit terms and the latest offers by visiting the following link: AMIO BANK/DEPOSITS

AMIO Bank is supervised by the Central Bank of Armenia.

Dear customers and colleagues

From October 16, 2024 to December 6, 2024 inclusive, "AMIO" CJSC plans to allocate 1 issue of nominal, coupon, non-documentary bonds through a public offer, under the following conditions:

Dollar bonds - AMARBBB2IER2

Bond Class: Nominal, Non-Convertible, Coupon Bond

Form of bond: non-documentary

Nominal value of the bond: 100 USD

Number of bonds: 50,000

Total face value of the bods: 5,000,000 USD

Turnover period: 30 month

Annual coupon yield 4.75%

Coupon payment frequency: quarterly

Underwriter: "AMIO BANK" CJSC

Placement start: 10/16/2024

Placement end: 12/06/2024

The prospectus of coupon bonds of "AMIO BANK" CJSC was registered by the decision of the President of the Central Bank of RA No. 1/124 Ա dated April 10, 2024. The supplement to the Program Prospectus of "AMIO BANK" CJSC has been registered on 31.05.2024 by the decision No. 1/194 A of the President of the Central Bank of Armenia, second addition to the Program Prospectus of "AMIO BANK" CJSC has been registered on 05.08.2024 by the decision 1/297 A of the President of the Central Bank of Armenia. For the acquisition of bonds, investors must complete and properly submit the Bond Purchase Application/Applications to "AMIO BANK" CJSC (link). Payment for the purchase of bonds must be made to the bank account 11500236924369 (for US dollar bonds) opened in the Bank for the purpose of issuance. The electronic versions of the prospectus, prospectus supplements, as well as the final conditions of issue and acquisition applications are available at the links below, and the printed version can be purchased at the head office of "AMIO BANK" CJSC (address: RA, 0010, Yerevan, Nalbandyan 48).