Amio Exclusive
The package will be available soon
Cards
Visa Infinite or Mastercard World Elite
Loans
Mortgage, car loan and property-secured loan — 0.2% interest rate discount
Deposit-secured loan — 0.5% interest rate discount
Deposits
“Beneficial” deposit with a higher interest rate, up to +0.25% on top of the current rate
Accounts
One bank account in each currency with no service fee: ֏ $ € ₽
Savings account with no service fee and up to 4.59% annual yield in AMD
Cashback
5% cashback for online purchases made in Armenia, and also for non-cash purchases made abroad, until December 31, 2025.
Privileged Services
- Preferential foreign exchange rate
- Safety deposit boxes with a 30% discount
- Free provision of certificates
- Free provision of statements
- Free provision of power of attorney
- Free cash withdrawal from ATMs
- Free deposit of funds to the account/card in branches
- Free SMS
Travel Benefits
- Concierge service
- Business lounges
- Fast Track service
- Internet roaming
- Insurance (assistance and travel inconvenience coverage)
- And other services
Service
- Priority service
- Personal manager
To activate the package, it is mandatory to open a bank account in AMD.
All the benefits of Visa Infinite and Mastercard World Elite cards can be found here: Visa Infinite, Mastercard World Elite
The terms of services and promotions of Visa/Mastercard payment system can be found here - Visa, Mastercard
Other terms for accounts/cards opened within the package are determined according to the "Rates for services provided by AMIO BANK CJSC to individuals". The terms of other services not included in the package, according to AMIO BANK CJSC, are applicable to these services.
How to join the service package
Fees
Tariffs
Package joining fee
AMD 0*
Package service fee
AMD 0*
*A one-time or quarterly service fee of AMD 20,700 is charged for joining the package if the customer does not meet any of the following conditions:
- The average daily balance of active accounts (including deposits and bonds) over the past 3 months must be at least 30 million AMD / 70 thousand USD or EUR / 6 million RUB.
- Over the past 3 months, the average monthly incoming turnover on accounts or cards must be at least 1.5 million AMD.
The package is provided only to individual customers who are residents of the Republic of Armenia.
To activate the package, visit any branch of Amio bank.