AMIO Exclusive
As Unique As You Are
Cards
Visa Infinite or Mastercard World Elite with free service
Accounts
One account ֏ $ € ₽ without service fee Crediting funds to the account at branches is free of charge
Deposits
Higher interest rate Beneficial deposit, up to +0.25% on current interest
Credits
-0.2% interest rate discount for mortgage/property secured loans -0.5% interest rate discount for consumer loans/lines of credit -0.5% interest rate discount for loans/lines of credit secured by deposit collateral
Safe boxes
30% discount from the current rates of the Bank
Currency exchange
Preferential exchange rate for cash/non-cash
Concierge service
International Chatbot Concierge service
24/7 availability of virtual personal manager support
Special travel services
Fast Track service, Internet Roaming service, etc.
Business lounges
Unlimited access to airport business lounges
Insurance
Support insurance for travelers abroad - 15 days within a year
Travel inconvenience insurance (baggage, flight delay and shopping)
Service
Priority service in branches, personal manager
References/statements
Free provision of documents
To activate the package, it is mandatory to open a bank account in AMD.
All the benefits of Visa Infinite and Mastercard World Elite cards can be found here: Visa Infinite, Mastercard World Elite
The terms of services and promotions of Visa/Mastercard payment system can be found here - Visa, Mastercard
Other terms for accounts/cards opened within the package are determined according to the "Rates for services provided by AMIO BANK CJSC to individuals". The terms of other services not included in the package, according to AMIO BANK CJSC, are applicable to these services.
Conditions
Tariffs
Payment procedure
AMIO client who meets the requirements* of the package
New client or AMIO client not meeting the package requirements*
Free of charge
Quarterly service fee - 35,000 AMD
The average monthly turnover on card in the client’s bank for the last 3 months must be at least 2,000,000 AMD.
or
The average daily balance in bank accounts (including deposits) of the client, or of the client and his/her family members (spouse, children, parents), during the last 3 months must be at least 50 million Armenian drams/120 thousand US dollars/120 thousand euros/14 million Russian rubles.
After activating the package, at the end of each calendar quarter the requirement to fulfill the conditions of the package is checked. If the conditions are met, the package is free for the quarter, if the conditions are not met, a quarterly service fee will be charged in the amount of 35,000 AMD.
The package can only be provided to individual residents.
At the time of activating the package, the Client must not have an overdue obligation to the Bank (including receivables, overdrafts, etc.).
In the scope of package, the quarterly commission is charged after the end of the calendar quarter, during the following month.
If there is no balance on the client’s dram account, commissions within the package are charged from the client’s other accounts opened in the Bank (in case of accounts in foreign currency, conversion is carried out at the Bank’s non-cash rate on the day of treatment). If there is no positive balance in the client’s bank accounts and it is impossible to charge the corresponding commissions (if it is impossible to charge more than 4 times for quarterly payments), the Bank has the right to terminate the package by establishing the Bank’s current tariffs.
To activate the package, visit any branch of AMIO Bank.
Updated 08.01.2025 07:39