By making international transfers in US dollars (to the USA), euros (to Europe), and UAE dirhams (to the UAE) via Amio Direct to Account service during the period from June 1, 2025, to July 31, 2025, you will have the opportunity to participate in a raffle for valuable Apple brand prizes.

** Special rates applicable during the promotion:**

• For transfers in US dollars and UAE dirhams, with no limit on the transferred amount, a fee of 0.1% applies (minimum: AMD 6,000; maximum: AMD 40,000),
• For transfers up to 10,000 euros, the fee is AMD 6,000.

Raffle prizes:

• Apple MacBook Air 15 - 1 piece
• iPhone 16 Pro Max - 2 pieces
• Apple Watch - 3 pieces
• AirPods - 2 pieces

Terms and conditions of participation: To participate, it is required to make international transfers via Amio Direct to Account service to the USA, Europe, or the United Arab Emirates during the period from June 1, 2025, to July 31, 2025,**

The raffle summary will take place in August 2025,

The prizes will be drawn randomly, in the order listed above,

Each participant will have one chance to win a prize, regardless of the number of transfers; however, the more transfers made, the more tickets received, the higher is a chance to win,

In the days preceding the raffle, participants will receive a notification at their email address indicating their raffle ticket number(s), as well as the exact date, time, and platform of the raffle.

* Only individual customers who are residents of the Republic of Armenia are eligible to participate in the promotion. ** In case of international transfers, the individual making the transfer automatically participates in the contest.