Accounts

Unallocated metal accounts

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Hence "AMIO BANK" CJSC offers unallocated metal accounts through which it will be possible to minimize currency risks. "AMIO BANK" CJSC metal account is provided for non-cash 999.9 purity gold accounting and conducting transactions through such account. An unallocated metal account is a new and modern instrument of using precious metals in the investment field. Precious metals never lose their value regardless of the political and economic situation.

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Unallocated metal accounts allow you to make use of a number of advantages

  • store and accrue funds in any conditions, including inflation, unstable market situation, crisis
  • increase savings on the account of increase in value of precious metals in the international market
  • make investments without time or amount limitations
  • provide for high liquidity level by selling gold to the Bank at any time by the then current exchange rate
  • exclude currency risks

Tariffs for servicing metal accounts of “AMIOBANK” CJSC

Type of bank operationTariff
Account currencyGold 999.9 fineness
Account opening and servicing for individuals1,500 AMD
Account opening and servicing for legal entities1,500 AMD
Account closure0 AMD
Minimum account balance0 g
Minimum transaction limit per account1 g
Cash deposit and gold write-offnot implemented
Purchase/sale of non-cash gold from the BankAccording to the rate established on that day by “AMIO BANK” CJSC
Intrabank money transfers from the account0 AMD
Transfers to other banks of the RA and foreign countries0,1%, minimum 9 000 AMD, maximum 50 000 AMD
Non-cash transfers to the account0 AMD
Interest rate charged from the account by the Bank0%
Provision of statements and referencesAccording to service tariffs provided by “AMIO BANK” CJSC

Important note

Unallocated metal accounts are not subject to refund by the Deposit Guarantee Fund.

Updated 23.01.2026 12:56